Built for
what lasts.
An independent insurance brokerage for the planners, the providers, and the people who refuse to leave anything to chance — with access to many top-rated carriers, so you get the right fit instead of a sales pitch.
Where most insurers compete on premium, we compete on permanence.
To protect the people, plans, and businesses our clients have spent a lifetime building — with policies that are clear, durable, and honored without question when it matters most.
What we put in writing, we honor. What we recommend, we own. And what we protect, we protect the way an elephant protects its herd — squarely, calmly, and without a step back.
No call centers and no scripts. You speak with a licensed agent who takes the time to understand your situation before recommending a single product.
We build for the next person who will read the policy — the spouse, the heir, the partner. Their experience is the real measure of our work.
Protection built around the people you provide for.
Six areas of focus across life, retirement, and health — shopped across many carriers to find your best fit. Not sure which is right? That is exactly what the consultation is for.
Whole & Term Life
The foundation. Term for the most coverage per dollar during your working years; whole life for permanent protection that builds guaranteed cash value for life.
Final Expense
Simplified whole-life coverage that settles funeral, burial, and end-of-life costs — so the people you love inherit memories, not bills.
Mortgage Protection
Coverage sized to your home loan, so a death or disability doesn't put the roof at risk. The mortgage gets paid; the family stays put.
Indexed Universal Life
Permanent coverage with flexible premiums and cash value linked to market-index growth — with a floor that guards against loss. Protection and accumulation in one.
Annuities
Turn savings into income you can't outlive. We structure fixed and indexed annuities for guaranteed, tax-deferred retirement income on your terms.
Health & Medicare
Individual and family health plans, plus Medicare Advantage, Supplement, and Part D guidance — matched to your doctors, prescriptions, and budget.
Independent by design. Loyal to you, not a carrier.
Iron Tusk isn't owned by an insurance company, so we're not obligated to sell anyone's product. We work for you — with access to a wide roster of highly rated carriers.
Because we aren't captive to a single insurer, we shop your needs across many carriers and compare real options side by side — then bring you the one that fits best, not the one an agent is required to push.
Health history, budget, and goals all move price and approval. We know which carriers look most favorably on your profile, and we place you where the underwriting works in your favor.
The same coverage can vary widely in cost and quality from one company to the next. Comparing the field is how we consistently find stronger protection for less — and it's built into every recommendation we make.
Our guidance is free, and there's never an obligation. You get an unbiased read on what you have, what you need, and the best options available across the carriers we represent.
Work with the people who own the agency.
Iron Tusk is a 50/50 independent life agency owned by Brady Hoggan and Dan VanOrman. No call centers. No recruiting funnel. You talk to a licensed owner.
Pick a person, not a phone tree.
Brady and Dan are equal owners. Each is a licensed agent. Reach the agency at brady@irontuskgroup.com and we will confirm licensing in your state.
Licensed across the country — and growing.
As our team expands, so does our map. If you don't see your state, ask — we may already be there.
New states are added as licensing is confirmed. Tell us where you are and we'll confirm availability.
Steady. Strong. Generational.
The principles behind every policy we write and every conversation we have.
We protect what you've built the way an elephant protects its herd — squarely, calmly, and without a step back.
A free consultation. No pressure.
Three steps from first conversation to coverage that actually fits.
Talk it through
Tell a licensed agent about your family, your business, and what you're protecting. No quotes-by-robot.
Get a tailored plan
We compare real options across our carriers and recommend only what earns its place in your plan.
Stay protected
Coverage in force, in writing, and reviewed as life changes. We're here long after the policy is signed.
Understand the product before you buy the policy.
Plain-language guides written for people who want the trade-offs left in. Read first, talk to us second.
Term vs. Whole Life Insurance: Which One Fits?
Term buys the most protection per dollar for a set number of years. Whole life buys permanence and guaranteed cash value. How to tell which job you are hiring a policy to do.
How Much Life Insurance Do You Actually Need?
Rules of thumb are a starting point, not an answer. Two methods that produce a defensible number in about ten minutes.
Indexed Universal Life (IUL), Explained Plainly
Index-linked cash value with a floor that limits loss and a cap that limits gain. What it does well, and where it goes wrong.
Annuities Explained: Income You Cannot Outlive
Fixed, indexed, immediate, deferred — the four words that cause most of the confusion, and the trade-offs behind each.
The Infinite Banking Concept, Explained Without the Hype
Using a properly designed whole life policy as your own financing system — how it works, what it costs, and the honest criticisms.
How Cash Value and Policy Loans Actually Work
What happens when you borrow against a policy, what it costs, and the one mistake that turns a tax-free loan into a taxable event.
Medicare Advantage vs. Medicare Supplement
One choice trades flexibility for lower premiums; the other trades premium for predictability. How to decide before your window closes.
Request information.
Send a few details and a licensed Iron Tusk agent will reach out. No obligation, no pressure — just a clear conversation about what you're protecting.